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Money savings - No additional hardware or dedicated phone lines are
required. All you need is an internet connection and a web browser. |

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Time savings - Installation is simple and fast and you can be accepting
credit cards in as little as 48 hours. |

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Ease of Use - No web site integration required. Accept transactions from
any source and manually key them into the user friendly web interface. |

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Flexibility - Virtual Terminal supports a full range of functions:
authorization only, authorization and capture, refunds and voids. |

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Fraud prevention - Currently the system supports address verification and
CVV2 fraud verification services-the industry standards in fraud protection. |

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Merchant Selectable Response (MSR) - Ability to configure the system to
select certain response codes for different types of transactions that you want to auto-decline. |

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Customer Profile Management (CPM) - Stores cardholder data within the
Orbital Gateway as a Customer Profile that can be retrieved and accessed through the Gateway and Virtual Terminal. |

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Detailed transaction information - All transaction detail is readily
available to help with customer inquiries and other research needs. And with the ability to capture optional
information at the time of the sale, you can also capture customer name, phone number, order number or other details
about the sale. |

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24 hour support - A team of specialists are ready to assist you every step
of the way - from application to first use and beyond! You can contact us toll-free 24 hours a day, seven days a
week. |